So this is a big one for us! 1 year ago today we started our journey towards being debt free. I’m still feeling as though I’m in a bit of a frugal funk, but I’m trying my darndest to turn myself around. So how did we do? Here are the numbers:
- Frugal house- $206,000
- Frugal Student Loans- $161,000
- Frugal Private Student Loan- $3454
- Frugal Car 1- $14,400
- Frugal Car 2- $14,333
- Frugal Credit Cards Total- $35,695
For a grand total of almost 3,000 paid off this month. So how does this compare to last year at this time? In one year we have paid off $18,500 I’m very happy about that number, but to be honest, it falls way way short of what I had hoped we’d be able to pay off. I’m trying some new things this month since it’s a short month to see if I can jump start our payoff again ( I know last month was a good month, but we can do better!!)
So goals for the coming year? I have 3 BIG goals- pay off the private student loan, cut our credit card debt by half and pay off frugal car 1, if you’re following along at home that means twice as much debt paid off this year than last year- $36,000. With our variable extra income I have absolutely no idea if we’ll be able to do it, but I’m really really hoping we’ll get there.
Anyway, as a bit of a frugal re-cap for the last week- I’ve been traveling and in South Carolina for work. It was so so so HARD to be away from my littles, but from a frugal stand point I think we did pretty well. All of my meals were paid for so I spent very little money while I was down there and my husband is the less spendy of the two of us so he did a good job manning the fort at home.
On a cleaning out stand point I’ve continued on my quest, I have a bit of a hole to dig myself out of because a lot of the normal house stuff needs to be caught up on, but I’m looking forward to doing another sweep before dump day tomorrow.
I’m doing some meal planning and baking tonight to get us ready for the week. I find that if I have some baking done ahead of the week start, I’m less likely to impulse spend on desserts or muffins at the grocery store.
Now that I’ve been writing this for about 6 months or so, if you’ve been reading and following along, I’d love to hear your feedback!